Solution Based Lending

Our Commitment

Our commitment to solution-based lending means that we take a client-focused approach in our private mortgage lending solution. Our solutions help clients reach their goals while receiving the best quality of customer service throughout the process.

Matrix Mortgage Global

5X Award Winning Mortgage Brokerage

2018 - 2022 Brokerage Of The Year

Canada's Mortgage Company

Recognized by Canadian Mortgage Awards

Recognized by Governing Bodies

RECA, FSRA, BCFSA

Proven Track Record of Growth & Excellence

Since est. 2008

Access our curated list of private equity lenders specializing in alternative residential and commercial mortgages.

Pay Off Your Debts & High Interest Loans Now

Tax Arrears

Solve your tax debt and get back to your normal life now.

Mortgage Arrears

Quickly fix your financial life and move on with the good things in your life.

Bankruptcy

Get out of bankruptcy and move forward to a brighter future.

2nd and 3rd Mortgages

Simplify your loan situation and lower your monthly expenses.

Consumer Proposal

Solve your debt crisis with affordable monthly payments.

Accounts in Collection

Stop collection and get out of debt.

Maxed Out Credit Cards

Eliminate your credit card debt and rest easy knowing you're on your way to being deft-free.

High Interest Loans

Lower the interest rate and reset with a repayment schedule that fits your needs.

House Liens

Expert knowledge in solving any and all house liens.

Spousal Buyout

Find the mortgage solution that best meets your needs – even if you don’t have perfect spouse.

We help clients with various credit, income, and employment conditions.

Ethical Private Mortgage Lenders

Lending for the real world - We provide expert advice and lending options for real people - homeowners, home buyers, and real state investors, to reach their real estate goals.

Our ethical and personalized private mortgage service is client-focused. Clients can make an informed decision about their choice knowing how each available option helps them move closer to their goals.

Canadian Private Mortgage - About

Easy access to private equity from Canadian lenders vetted and licensed in four provinces.

Mortgage Rates
as low as

3.99%

Loan To Value
up to

85%

Established
since est.

2008

Easy Approval Process

Conversation

Conversation

Application

Application

Approval

Approval

Do Us A Favour

We know it can get difficult at times to see the way out of bad debts and financial problems in your life. Please do us a favour and try not to let stress take control of your life. Start a confidential conversation with us and together we will review all the financing options available to help you turn your life back to normal.

Private & Confidential

Private and confidential conversation to discuss your mortgage solutions. Send us a message about your situation or ask for a one-on-one meeting.

Canadian Private Mortgage Logo v2 - light

Canadian Private Mortgage - Matrix Mortgage Global

100 Consilium Pl Suite 203
Scarborough, ON M1H 3E3

Get Approved For a Private Mortgage

Matrix Mortgage Global

Canada's 5X Broker Of The Year from 2018 to 2022 Private Mortgage
Matrix Mortgage Global Awards 2018 to 2022 Private Mortgage

Let us help you get the financing you need for your next commercial or residential project. Contact our network of private lenders today!

Matrix Money

With today’s difficult mortgage market, many consumers turn to us when lenders have turned them away. Our Matrix Money allows clients with an excellent repayment history to apply for a mortgage at low rates. As one of the most flexible programs available, clients have options when it comes to renewal and refinancing each time they need more money for home improvement or unexpected expenses on other bills. There are volume bonus incentives available exclusively through our Matrix Money program.

Money 65

65% Loan-To-Value, Min. 600 beacon score

Term Rate Commitment Fee
1 Year 5.24% 3.00%
2 Year 5.14% 3.00%

Money 75

75% Loan-To-Value, Min. 620 beacon score

Term Rate Commitment Fee
1 Year 5.99% 3.00%
2 Year 5.99% 3.00%

Money 80

80% Loan-To-Value, Min. 620 beacon score

Term Rate Commitment Fee
1 Year 6.99% 3.00%
2 Year 6.99% 3.00%

Terms & Conditions

Income Verification Reasonability
TDS Max 50% (using posted rates)
Max. Mortgage Amount $750,000 (with $1,000,000 in GTA & GVA)
Occupancy Type Owner-occupied (rental up to 4-plex under 1 title with 1 unit owner-occupied)
Max. Amortization P&I payments up to 35 years or interest-only payments
Valuation From the approved appraisal list
Inspection Not required
Prepayment Penalty

1 year - open on 3 months interest

2 years - open on 4 months interest

Location
BC, AB, ON

Property Type 65% LTV 75% LTV 80% LTV
Single Family
Duplex
4-Plex (3)
Townhouse
Strata Townhouse (2) (2) (2)
Apartment Condo (1) (2) (2) (2)

(1) Min. 600 sq. ft. & building must be 20 years or newer.

(2) GTA & GVA only.

(3) One unit must be owner-occupied.

Matrix Money (interest-only)

Flexible loans for those who don't fit the usual model. This product goes above and beyond with greater prepayment flexibility for borrowers. Ideal for clients with a proven repayment history. Not everyone can qualify.

Money 50 (I&O)

40% or Less Loan-To-Value

Rate Commitment Fee
4.49% 3.00%

41-50% Loan-To-Value

Rate Commitment Fee
4.99% 3.00%

Money 65 (I&O)

51-60% Loan-To-Value

Rate Commitment Fee
5.99% 3.00%

61-65% Loan-To-Value

Rate Commitment Fee
6.99% 3.00%

Money 75 (I&O)

66-75% Loan-To-Value

Rate Commitment Fee
6.99% 3.00%

Terms & Conditions

Income Verification Reasonability
TDS N/A
Max. Mortgage Amount $750,000 (with $1,000,000 in GTA & GVA)
Occupancy Type Owner-occupied (rental up to 4-plex under 1 title with 1 unit owner-occupied)
Max. Amortization N/A
Valuation From the approved appraisal list
Inspection Not required
Prepayment Penalty 1 year - open on 3 months interest

Location
 ONTARIO

Property Type 50% LTV 65% LTV 75% LTV
Single Family
Duplex
4-Plex (3)
Townhouse
Strata Townhouse (2) (2) (2)
Apartment Condo (1) (2) (2) (2)

(1) Min. 600 sq. ft. & building must be 20 years or newer.

(2) GTA & GVA only.

(3) One unit must be owner-occupied.

What Our Clients Say

Andrea Chase - Hamilton, ON

Andrea Chase, Hamilton, ON

I had 2 yrs left on my consumer proposal, with the 2nd mortgage offer by Matrix Mortgage Global I was able to pay off the proposal and re-establish my credit

Steve Darcy - Surrey, BC

Steve Darcy - Surrey, BC

I own a historic mixed use commercial/residential building that I wanted to modernize. Matrix Mortgage Global provided me with a term loan to complete the renovations

Blake Taylor - Banff, AB

Blake Taylor - Banff, AB

I own a family bed and breakfast just outside Banff and ran into some tax arrears. Our bank turned us down for a commercial loan. Matrix Mortgage Global provided us with a 2nd mortgage which we used to pay off the tax arrears.

Recent News

Recover from Tax Arrears for Self-Employed Worker

Recover from Tax Arrears for Self-Employed Worker

A self-employed construction worker injured his foot while working and was unable to work for one year due to the injury. With the reduced income, while recovering from the injury, he needed a solution that will pay off his personal debts and tax arrears completely. He needed a solution from alternative lenders who will lend him a loan based on the equity in the house so can pay off the personal debts and tax arrears until he is fully recovered and back to full his previous level of income as a self-employed construction worker.

read more
Recently Divorced And A Significant Credit Card Debt

Recently Divorced And A Significant Credit Card Debt

A recently divorced couple was looking to refinance to pay out all of their mounting debts, including an existing first and second mortgage and significant credit card debt.

After meeting various bank representatives to no avail, the couple found their solution from one of the lenders of the Canadian Private Mortgage marketplace.

This couple was able to proceed with their divorce resolution amicably and the wife will assume ownership of the property with the mounting debts paid off and come out with a better cash flow.

read more
Purchase a Single Family Bungalow & Partial Conversion to Become a Day Care Centre

Purchase a Single Family Bungalow & Partial Conversion to Become a Day Care Centre

The husband works as a self-employed contractor and his wife has been running a home-based daycare business. They needed funding to purchase the house and set aside some renovation budget to rework the interior of their new home. But, their existing lender backed out on the closing day. This couple was left scrambling to find an alternative lender to close the deal.

read more