Grow Your Private Lending Business

Custom Mortgage Solutions Tailored to Your Clients

What We Offer for Mortgage Brokers

What We Offer

Flexible Lending Terms

Flexible lending terms that can be tailored made to fit the needs of your clients. You can choose how much commission to earn, giving you the freedom to compete aggressively to turn your mortgage customers to become devoted clients.

Custom Win-Win Solutions

Offer custom private mortgage products for clients who are self-employed, low beacon, and declared income applicants.

Also, you can be in the position to assist seasoned real estate investors with creative private mortgage financing that are interest-only payments.

Fast Funding In 2 Business Days or Less

Fast funding in two business days or less enables you to be ahead of your fellow brokers to come up with a solution that works for your clients. Take advantage of this quick turnaround to improve your competitive edge and grow your business.

Supporting Documents for Mortgage Brokers

Supporting Documents

To expedite your application and help us deliver timely outcomes, please include these supporting documents*:

  • Confidential credit application and consent form
  • Confirmation of income, for employed applicants:
    • Notice of Assessment (NOA)
    • T4 statement
    • Most recent paystub
  • Confirmation of income, for self-employed applicants:
    • Master Business License, or Articles of Incorporation
    • Bank statements
    • Notice of Assessment (NOA)
  • Two pieces of government-issued photo ID

Some information may need to be re-submitted at the time of closing to provide the lawyer with up-to-date information.

*Additional documents may need to be submitted as required.

How to Submit A Deal for Mortgage Brokers

How To Submit A Deal

Call Us

Give us a call and run your deal by us at (647) 277-9487

Email Us

Alternatively, you can send us an email at info@canadianprivatemortgage.com

Send Us an Application

Applications can be submitted through Filogix and Lendesk.

Canadian Private Mortgage accepts Filogix Canadian Private Mortgage accepts Lendesk

Get Your Private Mortgage Deal Approved

Matrix Mortgage Global

5X Award Winning Mortgage Brokerage

2018 - 2022 Brokerage Of The Year

Canada's Mortgage Company

Recognized by Canadian Mortgage Awards

Recognized by Governing Bodies

RECA, FSRA, BCFSA

Proven Track Record of Growth & Excellence

Since est. 2008

Access our curated list of private equity lenders specializing in alternative residential and commercial mortgages.

Matrix Money

With today’s difficult mortgage market, many consumers turn to us when lenders have turned them away. Our Matrix Money allows clients with an excellent repayment history to apply for a mortgage at low rates. As one of the most flexible programs available, clients have options when it comes to renewal and refinancing each time they need more money for home improvement or unexpected expenses on other bills. There are volume bonus incentives available exclusively through our Matrix Money program.

Money 65

65% Loan-To-Value, Min. 600 beacon score

Term Rate Commitment Fee
1 Year 5.24% 3.00%
2 Year 5.14% 3.00%

Money 75

75% Loan-To-Value, Min. 620 beacon score

Term Rate Commitment Fee
1 Year 5.99% 3.00%
2 Year 5.99% 3.00%

Money 80

80% Loan-To-Value, Min. 620 beacon score

Term Rate Commitment Fee
1 Year 6.99% 3.00%
2 Year 6.99% 3.00%

Terms & Conditions

Income Verification Reasonability
TDS Max 50% (using posted rates)
Max. Mortgage Amount $750,000 (with $1,000,000 in GTA & GVA)
Occupancy Type Owner-occupied (rental up to 4-plex under 1 title with 1 unit owner-occupied)
Max. Amortization P&I payments up to 35 years or interest-only payments
Valuation From the approved appraisal list
Inspection Not required
Prepayment Penalty

1 year - open on 3 months interest

2 years - open on 4 months interest

Location
BC, AB, ON

Property Type 65% LTV 75% LTV 80% LTV
Single Family
Duplex
4-Plex (3)
Townhouse
Strata Townhouse (2) (2) (2)
Apartment Condo (1) (2) (2) (2)

(1) Min. 600 sq. ft. & building must be 20 years or newer.

(2) GTA & GVA only.

(3) One unit must be owner-occupied.

Matrix Money (interest-only)

Flexible loans for those who don't fit the usual model. This product goes above and beyond with greater prepayment flexibility for borrowers. Ideal for clients with a proven repayment history. Not everyone can qualify.

Money 50 (I&O)

40% or Less Loan-To-Value

Rate Commitment Fee
4.49% 3.00%

41-50% Loan-To-Value

Rate Commitment Fee
4.99% 3.00%

Money 65 (I&O)

51-60% Loan-To-Value

Rate Commitment Fee
5.99% 3.00%

61-65% Loan-To-Value

Rate Commitment Fee
6.99% 3.00%

Money 75 (I&O)

66-75% Loan-To-Value

Rate Commitment Fee
6.99% 3.00%

Terms & Conditions

Income Verification Reasonability
TDS N/A
Max. Mortgage Amount $750,000 (with $1,000,000 in GTA & GVA)
Occupancy Type Owner-occupied (rental up to 4-plex under 1 title with 1 unit owner-occupied)
Max. Amortization N/A
Valuation From the approved appraisal list
Inspection Not required
Prepayment Penalty 1 year - open on 3 months interest

Location
 ONTARIO

Property Type 50% LTV 65% LTV 75% LTV
Single Family
Duplex
4-Plex (3)
Townhouse
Strata Townhouse (2) (2) (2)
Apartment Condo (1) (2) (2) (2)

(1) Min. 600 sq. ft. & building must be 20 years or newer.

(2) GTA & GVA only.

(3) One unit must be owner-occupied.