Grow Your Private Lending Business
Custom Mortgage Solutions Tailored to Your Clients
What We Offer
Flexible Lending Terms
Flexible lending terms that can be tailored made to fit the needs of your clients. You can choose how much commission to earn, giving you the freedom to compete aggressively to turn your mortgage customers to become devoted clients.
Custom Win-Win Solutions
Offer custom private mortgage products for clients who are self-employed, low beacon, and declared income applicants.
Also, you can be in the position to assist seasoned real estate investors with creative private mortgage financing that are interest-only payments.
Fast Funding In 2 Business Days or Less
Fast funding in two business days or less enables you to be ahead of your fellow brokers to come up with a solution that works for your clients. Take advantage of this quick turnaround to improve your competitive edge and grow your business.
Supporting Documents
To expedite your application and help us deliver timely outcomes, please include these supporting documents*:
- Confidential credit application and consent form
- Confirmation of income, for employed applicants:
- Notice of Assessment (NOA)
- T4 statement
- Most recent paystub
- Confirmation of income, for self-employed applicants:
- Master Business License, or Articles of Incorporation
- Bank statements
- Notice of Assessment (NOA)
- Two pieces of government-issued photo ID
Some information may need to be re-submitted at the time of closing to provide the lawyer with up-to-date information.
*Additional documents may need to be submitted as required.
How To Submit A Deal
Call Us
Give us a call and run your deal by us at (647) 277-9487
Email Us
Alternatively, you can send us an email at info@canadianprivatemortgage.com
Send Us an Application
Applications can be submitted through Filogix and Lendesk.
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Get Your Private Mortgage Deal Approved
Matrix Mortgage Global
5X Award Winning Mortgage Brokerage
2018 - 2022 Brokerage Of The Year
Canada's Mortgage Company
Recognized by Canadian Mortgage Awards
Recognized by Governing Bodies
RECA, FSRA, BCFSA
Proven Track Record of Growth & Excellence
Since est. 2008
Access our curated list of private equity lenders specializing in alternative residential and commercial mortgages.
Matrix Money
With today’s difficult mortgage market, many consumers turn to us when lenders have turned them away. Our Matrix Money allows clients with an excellent repayment history to apply for a mortgage at low rates. As one of the most flexible programs available, clients have options when it comes to renewal and refinancing each time they need more money for home improvement or unexpected expenses on other bills. There are volume bonus incentives available exclusively through our Matrix Money program.
Money 65
65% Loan-To-Value, Min. 600 beacon score
| Term | Rate | Commitment Fee |
| 1 Year | 5.24% | 3.00% |
| 2 Year | 5.14% | 3.00% |
Money 75
75% Loan-To-Value, Min. 620 beacon score
| Term | Rate | Commitment Fee |
| 1 Year | 5.99% | 3.00% |
| 2 Year | 5.99% | 3.00% |
Money 80
80% Loan-To-Value, Min. 620 beacon score
| Term | Rate | Commitment Fee |
| 1 Year | 6.99% | 3.00% |
| 2 Year | 6.99% | 3.00% |
Terms & Conditions
| Income Verification | Reasonability |
| TDS | Max 50% (using posted rates) |
| Max. Mortgage Amount | $750,000 (with $1,000,000 in GTA & GVA) |
| Occupancy Type | Owner-occupied (rental up to 4-plex under 1 title with 1 unit owner-occupied) |
| Max. Amortization | P&I payments up to 35 years or interest-only payments |
| Valuation | From the approved appraisal list |
| Inspection | Not required |
| Prepayment Penalty |
1 year - open on 3 months interest 2 years - open on 4 months interest |
Location
BC, AB, ON
| Property Type | 65% LTV | 75% LTV | 80% LTV |
| Single Family | ✓ | ✓ | ✓ |
| Duplex | ✓ | ✓ | ✓ |
| 4-Plex (3) | ✓ | ✓ | ✓ |
| Townhouse | ✓ | ✓ | ✓ |
| Strata Townhouse | ✓(2) | ✓(2) | ✓(2) |
| Apartment Condo (1) | ✓(2) | ✓(2) | ✓(2) |
(1) Min. 600 sq. ft. & building must be 20 years or newer.
(2) GTA & GVA only.
(3) One unit must be owner-occupied.
Matrix Money (interest-only)
Flexible loans for those who don't fit the usual model. This product goes above and beyond with greater prepayment flexibility for borrowers. Ideal for clients with a proven repayment history. Not everyone can qualify.
Money 50 (I&O)
40% or Less Loan-To-Value
| Rate | Commitment Fee |
| 4.49% | 3.00% |
41-50% Loan-To-Value
| Rate | Commitment Fee |
| 4.99% | 3.00% |
Money 65 (I&O)
51-60% Loan-To-Value
| Rate | Commitment Fee |
| 5.99% | 3.00% |
61-65% Loan-To-Value
| Rate | Commitment Fee |
| 6.99% | 3.00% |
Money 75 (I&O)
66-75% Loan-To-Value
| Rate | Commitment Fee |
| 6.99% | 3.00% |
Terms & Conditions
| Income Verification | Reasonability |
| TDS | N/A |
| Max. Mortgage Amount | $750,000 (with $1,000,000 in GTA & GVA) |
| Occupancy Type | Owner-occupied (rental up to 4-plex under 1 title with 1 unit owner-occupied) |
| Max. Amortization | N/A |
| Valuation | From the approved appraisal list |
| Inspection | Not required |
| Prepayment Penalty | 1 year - open on 3 months interest |
Location
ONTARIO
| Property Type | 50% LTV | 65% LTV | 75% LTV |
| Single Family | ✓ | ✓ | ✓ |
| Duplex | ✓ | ✓ | ✓ |
| 4-Plex (3) | ✓ | ✓ | ✓ |
| Townhouse | ✓ | ✓ | ✓ |
| Strata Townhouse | ✓(2) | ✓(2) | ✓(2) |
| Apartment Condo (1) | ✓(2) | ✓(2) | ✓(2) |
(1) Min. 600 sq. ft. & building must be 20 years or newer.
(2) GTA & GVA only.
(3) One unit must be owner-occupied.